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5 best debit cards one can consider using

5 best debit cards one can consider using

The use of cash for transactions has slowly declined. Moreover, it has been replaced by other payment options, with debit cards being the most preferred choice. A debit card is typically linked to one’s current account and lets users swipe it at stores to purchase products or services. It also offers a range of benefits to its users. The key to grabbing the best offers will depend on the type of card one has.

1. Empower Debit Card
The Empower debit card has a monthly maintenance fee of about $8 but a $0 minimum deposit requirement. Additionally, customers can earn up to 10% cash back on purchases and a 0.01% APY. Customers can use the accumulated rewards to balance the $8 monthly fee.

2. ACE Elite® Visa® Prepaid Debit Card (Pay As You Go)
Those who are not frequent users of prepaid debit cards could consider this pay-as-you-go ACE Elite® Visa® Prepaid debit card. There are no monthly fees with this card, and there are no fees for international withdrawals. Customers also get early access to direct deposits. Empower also gives customers a 14-day free trial.

3. Bank of America Debit Card
A debit card from the Bank of America offers customizability for those looking to earn cash-back rewards on most purchases. One can find three Bank of America Advantage Banking checking accounts, each with a monthly fee of $4.95 to $25. The fees could be waived by meeting age or balance criteria. Using a relevant Bank of America debit card, one could earn cash back through the BankAmeriDeals program. There is also no cap on cash back.

4. Regions Now Card
The Regions Now Card has zero cash reload fees and waives the monthly $5 fee if one uses the card to make at least seven purchases during a statement period. One should note that the maximum balance on a Regions Now Card is $7,500, with a daily spending limit of $3,000 per card. One could ask the bank for a higher daily purchase limit by contacting customer service.

5. Bank5 Connect High-Interest Checking
This debit card from Bank5 Connect earns interest on account balances in addition to earning cash back on purchases. The Bank5 Connect Purchase Rewards program works differently, letting users pick rewards by browsing offers from specific retailers through the bank’s mobile app or online platform. There is no monthly fee, and one could earn about 2.70% APY on a minimum balance of $100.

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Who needs employee evaluation software and why

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In this digital age, companies are adopting specific software for everything. Right from attendance management to work assigning, there are plenty of uses and plenty of software available in the market. To that effect, it is highly advisable to use employee evaluation software to ensure that your employees get rewarded for all the hard work they put in. Here are some more insights on employee evaluation software . Employee evaluation software: Industry usage While most types of software have industry-specific purposes, employee evaluation software is useful for all industries. Any company that has a large employee base can adapt this software, be it manufacturing, IT, finance, insurance, and the like. Additionally, it is beneficial for companies that have multiple departments. This way, you can set up a structure and ensure that the evaluation is done based on it. The following are the advantages of employee evaluation software: Enhancing communication As per a report by Harvard Business Review released in 2015, over 30 major companies that had more than 1.5 million employees are using a continual approach to performance management with the help of software. One of the most common findings of these companies was that the performance evaluation helps set up a base for a more robust communication foundation between different teams and managers, which helps in driving engagement and in developing employees’ skills and ultimately boosts performance.
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Electronic document-signing software is one of the most beneficial tools that can help you deal with various things. Wasting paper is not advisable, and paperwork may become quite cumbersome, too. Moreover, with most of our processes going digital, it is beneficial to review the document and quickly sign it off there and then. Let’s take a look at the benefits of using this software and the industries that should use it: What are the benefits of using it? Before electronic document-signing software became legal, everything was on paper. All contracts had to be shipped, scanned, fixed, and signed. Of course, this process would require a lot of steps and was time-consuming. Also, the back and forth of too many papers can be expensive. However, going digital can help so much. Here are some of the benefits of using electronic document-signing software: It helps in increasing the speed of time-sensitive contracts. This is particularly beneficial for healthcare industries as they usually deal with time-sensitive contracts of care. Electronic signatures can ensure swift processing and stop any unwarranted delay. Additionally, an electronic document signing software can help ensure a lot more security. Software can detect the most minor alterations and record data points as compared to paper, so hampering reduces.
6 payroll software for small businesses

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Be it a large business or a small one, paying employees on time, and keeping them happy is essential. If you want to establish a smooth and effective payroll system for your small business, then using payroll software will help you achieve those goals. Below is a list of the top 6 payroll software for small businesses that you can try today. Gusto Payroll This software offers an HR platform with employee benefits and payroll options. Some of the features are employee profiles and self-service, workers’ comp administration, health benefits administration, PTO tracking, and customer support. The software is available in three different versions. Apart from the basic benefits, the other versions offer added options that enhance the experience. The highest-priced Gusto Payroll version is priced at USD 149 each month, and an added USD 12 for each employee. QuickBooks Payroll When looking for payroll for small businesses, you must consider this software. The basic version offers facilities such as calculating paychecks, paying employees, and filing year-end forms. The higher-priced version has added benefits, such as payroll taxing, same-day direct deposit, assistance with setting up the payroll, user-based permissions, time tracking (via the mobile app), HR support center, employee onboarding, additional customer support, and personal HR advisor.

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